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$0 Down, Take it Home Today - 90 Day Payment Option

No Credit Required For Furniture Shopping hanks To Merchant Preferred


- Minimum income of $600 a month with
30 days continuous employment 

- Established checking or savings account 

- Valid debit or credit card 

- Valid SSN or ITIN 

- United States address with minimum
30 days Residence 

- 18 years of age or older




- Low $49 application fee
(only charged upon accepting loan) 

- Instant decisions 

- 12 or 18 month programs 

- Approval amounts from $300-$3000 

- Bi-weekly or monthly payment option 

- Automatic payment withdrawals 

- Friendly and dedicated staff 

- There is a $25 processing fee to
exercise the 90 day pay out


Who We Are
Merchants Preferred provides fast and efficient lease-purchase services to furniture and appliance merchants that combines our industry leading technology (Dealer Directlink) and a reliable customer service experience. Our unique blend of technology tools and hands-on service provides comprehensive support throughout the lease-purchase process.

We provide competitive pricing which allows customers an affordable option to get the quality furniture of their choice.

Customers select the furniture they want, sign the lease-purchase documents and pay an Application Fee of $49 at Bayit Furniture. They can enjoy use of the furniture upon delivery with no further lease payment due until their next regular pay period. Thereafter, all periodic lease payments, through the term of the lease program, are automatically drafted from the customers’ bank account to align with their pay period. Upon completion of the lease term, ownership of the furniture is then transferred to the customer.

Same Day Initial Payment

Acima Finance

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